Personal Savings and Money Market Accounts

Youth Savings
Youth Savings is a great way to teach children the value of saving money. The minimum opening deposit is only $25, and deposits can be made in any amount. This account is available to youths under the age of 18.

Personal Savings
To help you reach your savings goals, BankEast offers Personal Savings. You only need $100 to open your account and start saving for whatever your heart desires...your first home, a new car, a dream vacation...the list goes on and on.

And to make saving as simple as possible, why not set up an automatic transfer from your BankEast checking account? You can create a recurring transfer through your BankEast Online access, or just call or stop any of our branches and we'll take care of it for you. And don't forget that you also have the convenience of transferring between your accounts at BankEast ATMs and through Access24 telephone banking. All of this convenience at no charge!

Investor Reserve
Investor Reserve provides an investment alternative that pays a higher interest rate than normally offered by interest bearing checking accounts. The interest rate is tiered, so the higher your balance, the greater your return. And with an Investor Reserve money market account, your funds remain liquid, allowing you to access them whenever you need them.

Savings and Money Market Options

	Youth Savings	Personal Savings	Investor Reserve
Minimum Opening Balance	$25	$100	$1,000
Maintenance Fee	None	None	None
Minimum Balance Fee	$1	$3	$10
Minimum Daily Balance to Avoid Fee	$25	$100	$2,500
Withdrawal Limits	$3.25 for each withdrawal over 3 per month	$3.25 for each withdrawal over 3 per month	$10 for each withdrawal over 6 per month
Interest Paid	Yes	Yes	Yes
Account available to	Individuals less than age 18	Individuals or joint individuals	Individuals or joint individuals
Other Features	Quarterly statement eStatements available Regulatory Withdrawal Limits No more than 6 limited withdrawals per month. Limited access to account by: • POS (Point of Sale) • 3rd party check • electronic or transfer • pre-authorized transfer • wire, EFT, or telephone	Quarterly statement eStatements available Regulatory Withdrawal Limits No more than 6 limited withdrawals per month. Limited access to account by: • POS (Point of Sale) • 3rd party check • electronic or transfer • pre-authorized transfer • wire, EFT, or telephone This account may be linked to any BankEast checking account and used for Overdraft Protection, with a charge of $4.25 per occurrence.	Monthly statement eStatements available Regulatory Withdrawal Limits No more than 6 limited withdrawals per month. Limited access to account by: • POS (Point of Sale) • 3rd party check • electronic or transfer • pre-authorized transfer • wire, EFT, or telephone Interest rate tiers • Below $2,500 • $2,500-$24,999 • $25,000-$49,999 • $50,000-$99,999 • $100,000-$249,999 • $250,000+