Personal Checking

BankEast offers a variety of checking accounts to provide the tools you need to manage your money effectively on a day-to-day basis. From going paperless with Eco Checking to Elite Banking with travel and many other extras, there’s one that’s exactly right for you. Check out all the details in the Personal Checking Guide.

Eco Checking
BankEast is doing its part to keep East Tennessee green. Open an Eco account today for a paperless banking relationship and help preserve our resources and environment. (And if you want to order checks, we have recycled options you can choose from!)

Free Checking
If you are looking for a no-frills checking account, Free Checking is for you. No minimum balance requirement, no monthly maintenance charge, and a low minimum opening deposit.

Elite Banking
With Elite Banking, you can truly enjoy your banking experience. It is designed for those age 50 or better, with lots of no cost extras and the opportunity to experience exciting travel opportunities, special events, seminars, and more.  Check out all the great benefits in the Pesonal Checking Guide.

Select and Platinum Banking
Choose either a Select or a Platinum Banking relationship package and receive interest earnings on your checking funds, free checks, and discounted bank services. Choose the package that best suits your needs from the chart below.

ID Guard
BankEast offers a unique package of benefits for your security. ID Guard provides services designed to help safeguard you from identity theft. Click here for more information about ID Guard.

Personal Checking Guide

All of our checking accounts offer convenient 24-hour telephone banking, online banking with bill payment, and ATM/Check Card access at No Charge!

	Eco Checking (Go Green!)	Free Checking	Elite Banking (age 50+)	Select Banking	Platinum Banking
Minimum Opening Balance	$100	$100	$100	$100	$100
Minimum Balance Fee	none	none	$7	$10	$15
Minimum Daily Balance to Avoid Fee	none	none	$100	$1000	$25,000 combined personal deposits
Interest Paid	No	No	Yes	Yes	Yes
Other Features	FREE• Check images • Online banking, bill   payment and   telephone banking • Debit card • eStatements   (required) • Recycled check   options available for   purchase	FREE• Online banking, bill   payment and   telephone banking • Debit card • eStatements • Check images   available for $2 per   month	• Free Elite Banking   wallet checks or   20% discount on   other styles • Travel, seminars,   community   activities, and more FREE• ID Guard • Cashiers Checks • Travelers Checks • Standard Safe   Deposit Box 1st   year (50% off   thereafter) • Check images • Online banking, bill   payment and   telephone banking • Debit card • eStatements Free Each Month• One wire transfer Interest Tiers• Below $1,000 • $1,000 - $4,999 • $5,000+	• Free Select   Banking wallet   checks or 20%   discount on other   styles FREE• Check images • Online banking, bill   payment and   telephone banking • Debit card • eStatements Free Each Month• One cashiers   check • One stop payment Interest Tiers• Below $2,500 • $2,500 - $9,999 • $10,000 - $24,999 • $25,000 - $50,000 • $50,000+	• Free Platinum   Banking wallet   checks or 20%   discount on other   styles FREE• Standard Safe   Deposit Box • Travelers Checks • Check images • Online banking, bill   payment and   telephone banking • Debit card • eStatements Free Each Month• Two cashiers   checks • One wire transfer • One stop payment Interest Tiers• Below $2,500 • $2,500 - $9,999 • $10,000 - $24,999 • $25,000 - $50,000 • $50,000+