Welcome to BankEast

Business Savings, Money Market Accounts, and CDs

Business Savings
Open a Business Savings account with only $100 and begin earning interest on your excess funds immediately. Automatic transfers from your BankEast checking account are available. You also have the convenience of transferring between your accounts at BankEast ATMs, through Access24, and via BankEast Business Online.

Business Investor Reserve
Business Investor Reserve provides an investment alternative that pays a higher interest rate than normally offered by interest-bearing checking accounts. The interest rate is tiered…so the higher your balance, the greater your return. Plus, you have the added bonus of easy access to your funds whenever you need them.

Certificates of Deposit
With as little as $1,000, your company can invest in a Certificate of Deposit (CD) that will earn a guaranteed rate of return for the term of the CD. The interest rate for the CD will be based on current market conditions and the term you choose.

Business Savings Options

Business Savings Investor Reserve Certificates of
Deposit (CDs)

Minimum Opening Balance $100 $1,000 $1,000

Minimum Balance Fee $5 $10 None

Minimum Daily Balance
to Avoid Fee $500 $2,500 None

Withdrawal Limits $3.25 for each withdrawal
over 3 per month $10 for each withdrawal
over 6 per month None

Interest Paid Yes Yes Yes

Other Features Free eStatement available

Quarterly statement

Regulatory Withdrawal Limits

No more than 6 limited withdrawals per month.

Limited access to account by:

• POS (Point of Sale)
• 3^rd party check
• electronic or transfer
• pre-authorized transfer
• wire, EFT, or telephone

.
This account may be linked to any BankEast checking account and used for Overdraft Protection, with a charge of $4.25 per occurrence.
Free eStatement available

Monthly statement

Regulatory Withdrawal Limits

No more than 6 limited withdrawals per month.

Limited access to account by:

• POS (Point of Sale)
• 3^rd party check
• electronic or transfer
• pre-authorized transfer
• wire, EFT, or telephone

Interest rate tiers:
• Below $2,500
• $2,500-$24,999
• $25,000-$49,999
• $50,000-$99,999
• $100,000-$249,999
• $250,000+
Free eStatement available

Automatically renewable

CDs may be used as collateral for loans

	Business Savings	Investor Reserve	Certificates of Deposit (CDs)
Minimum Opening Balance	$100	$1,000	$1,000
Minimum Balance Fee	$5	$10	None
Minimum Daily Balance to Avoid Fee	$500	$2,500	None
Withdrawal Limits	$3.25 for each withdrawal over 3 per month	$10 for each withdrawal over 6 per month	None
Interest Paid	Yes	Yes	Yes
Other Features	Free eStatement available Quarterly statement Regulatory Withdrawal Limits No more than 6 limited withdrawals per month. Limited access to account by: • POS (Point of Sale) • 3^rd party check • electronic or transfer • pre-authorized transfer • wire, EFT, or telephone . This account may be linked to any BankEast checking account and used for Overdraft Protection, with a charge of $4.25 per occurrence.	Free eStatement available Monthly statement Regulatory Withdrawal Limits No more than 6 limited withdrawals per month. Limited access to account by: • POS (Point of Sale) • 3^rd party check • electronic or transfer • pre-authorized transfer • wire, EFT, or telephone Interest rate tiers: • Below $2,500 • $2,500-$24,999 • $25,000-$49,999 • $50,000-$99,999 • $100,000-$249,999 • $250,000+	Free eStatement available Automatically renewable CDs may be used as collateral for loans